Category: General Knowledge | Last updated: 2026-09-18

What is the primary purpose of an individual's credit report?

A) To track an individual's employment history and salary progression.
B) To provide a detailed record of an individual's borrowing and repayment history.
C) To list all the bank accounts and current balances an individual holds.
D) To serve as a legal document for property ownership and transfers.

Explanation

A credit report is a detailed summary of an individual's credit history, including loans, credit cards, and payment patterns, which lenders use to assess creditworthiness.

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