Category: General Knowledge | Last updated: 2026-09-18

What is the main purpose of disability insurance?

A) To cover medical expenses if you become ill
B) To provide income replacement if you are unable to work due to illness or injury
C) To pay for repairs to your car after an accident
D) To protect your home against natural disasters

Explanation

Disability insurance is designed to replace a portion of your income if you become unable to work due to a qualifying illness or injury, helping to cover living expenses during your recovery.

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